I’m managing payments.
Fund the invoice once and release payments as agreed milestones are met. Keep your vendor details, invoices, approvals, and payment records perfectly organized in one place.
See how it works for companies
The single workflow for supplier payments
Pay independent suppliers without the administrative friction.
Replace repetitive vendor setup and scattered email approvals with one consistent process. Securely fund engagements, release payments upon approval, and keep your financial records in one place.
Pre-launch access for companies and suppliers · Companies pay nothing
BS
Supplier invoice
Brand Studio Ltd.
Invoice total, held by Stripe
€6,000
Initial deliveryAgreed payment release
€1,500Paid
Second deliverySubmitted for client review
€2,000Ready for approval
Final deliveryBalance remains protected
€2,500Funded
Held & released by Stripe
Upon never touches the funds
Both sides verified
KYC / KYB complete
100% of funds securely handled by Stripe
Funds held safely until milestones are met
Both parties undergo identity verification
Companies pay absolutely nothing
Choose your side
One unified workflow, built for both sides.
I’m delivering work.
Agree on payment stages and know the full invoice is securely funded before you begin. Get paid reliably as each part of your work is approved.
See how it works for suppliers
The problem
The work is agile. The payment process is not.
Your team finds the perfect independent specialist, studio, or agency. Then, the administrative burden and mutual risk get in the way.
01
Vendor setup friction: Chasing unfamiliar bank details and navigating different payment services for a single project.
02
The trust gap: Companies worry about paying before work is delivered. Suppliers worry if a new client is legitimate and will actually pay.
03
Endless administration: Managing manual supplier checks, messy email approval trails, and fragmented financial records.
For a one-off engagement, the payment administration can quickly become a bigger headache than the work itself. Upon gives every independent supplier payment the exact same secure, consistent process.
How it works
Fund once. Release as the work is delivered.
One securely funded invoice. Up to four milestone releases. Total transparency from the initial quote to the final payment.
1
The supplier sends a quote
The supplier sets the total price and divides it into one to four payment stages. Each stage clearly defines what delivery triggers the payment.
2
The company approves it
Both sides confirm the total amount, the deliverables, and the payment stages. Once approved, the quote becomes a unified invoice.
3
The company securely funds the invoice
The company pays the full invoice upfront through one consistent process. The funds are safely held by Stripe, assuring the supplier that the money is secured before work begins.
4
Payments are released upon delivery
The company releases each agreed amount only when the corresponding work is delivered and approved. Any remaining balance stays protected until the next milestone.
For companies
One secure, efficient way to pay independent suppliers.
Replace repetitive vendor setup, scattered payment methods, and upfront financial risk with one consistent, protected process.
Eliminate upfront payment risk
Stop worrying if a new supplier is legitimate. Both parties complete identity verification before engagements begin, and your funds remain securely held until you approve the work.
Controlled milestone releases
Securely fund the invoice once, then release payments in stages. The money only leaves the secure holding when the agreed part of the work is delivered to your standards.
One consolidated record
Keep verified supplier details, quotes, invoices, approvals, releases, and your complete payment history perfectly organized in one place.
Your potential supplier list should never limit what your company can deliver.
The right supplier may be an independent specialist, a small studio, or a company based in another country. A fragmented payment process and mutual lack of trust should not be the reason your team cannot work with them.
Upon never finds suppliers for you. It provides a secure, verified infrastructure to pay the suppliers you have already found.
Request early access as a company
For suppliers
One reliable way to guarantee your payment.
Send a quote, agree on the payment stages, and get paid as each part of the work is approved. You can work without chasing invoices, wondering if the client is real, or giving up 10 to 25% to a marketplace.
Know the invoice is funded
Your client secures the full agreed amount before the work begins. You can verify that the money is safely held and ready for release before you start delivering.
Get paid as work progresses
Divide the invoice into one to four releases. Agree on what delivery triggers each release, and get paid reliably as each part of your work is approved.
Keep far more of what you earn
Pay just 2.5% of the invoice total, capped at €100. There are no extra fees for dividing the invoice into multiple releases, and no hidden subscription costs.
Receive payment where you need it.
Receive funds to a bank account, Wise, Revolut, or N26. Instant card payout is also available for an additional 1.5% deducted from the payment.
Bank account
Wise
Revolut
N26
Card +1.5%
Request early access as a supplier
Protection for both sides
Upon never touches your money.
Every payment is received, held, and released by Stripe’s regulated financial infrastructure.
stripe
Upon cannot withdraw, use, or redirect the funds. We only provide the secure interface through which both verified sides agree on terms and approve each release.
Identity verified: Both companies and suppliers must pass KYC/KYB identity verification before money moves.
For companies: Your funds are secured upfront. They are only released to the supplier after you approve the related delivery.
For suppliers: You see that the company has committed the full amount into a secure hold before you begin work.
Dispute protection: If an approval is disputed, funds remain frozen while Upon reviews the evidence to ensure a fair resolution.
Transparent pricing
A fraction of marketplace fees.
Companies use the platform for free. Suppliers pay just 2.5% of the total invoice, strictly capped at €100. Split the invoice into up to four releases at absolutely no extra cost.
Marketplaces often charge 10 to 30% because they act as a middleman to find you work. Upon is for companies and suppliers who have already found each other, so you keep far more of what you earn.
Fee capped at €100, however large the invoice
€0for companies, forever
| Invoice total | Supplier fee |
|---|---|
| €200 | €5 |
| €1,000 | €25 |
| €4,000 | €100 |
| €10,000 | €100 |
Each invoice can be between €200 and €10,000.
Suppliers can receive funds to a bank account, Wise, Revolut, or N26. Instant card payout is optional and costs an additional 1.5% of the payment.
The complete audit trail
Everything stays perfectly organized.
Say goodbye to scattered email approvals and chasing down invoices. Every detail of the engagement is automatically compiled into one clean, continuous record.
01The initial supplier quote
02The approved, unified invoice
03The agreed delivery milestones
04Upfront funding confirmation
05Time-stamped release approvals and payment history
06Verified supplier and company details
07Exportable records ready for finance and accounting
Pre-launch
Request early access.
Be among the first companies and suppliers to use one secure, consistent workflow for funding, approving, and releasing payments.
FAQ
Clear answers before any money moves.
The details companies, independent suppliers, procurement, and finance teams need to know.
What is Upon?
Upon is a payment platform for companies and suppliers starting a new working relationship. We provide a secure workflow for quotes, identity verification, payment holds, milestone releases, invoices, and accounting records. We never list jobs or match buyers and sellers.
Who can use it?
Companies can use Upon to pay independent specialists, studios, agencies, consultants, contractors, and small supplier companies. Suppliers can be independent individuals or registered businesses.
Does the company fund the full invoice upfront?
The company secures the full approved invoice amount into a protected hold before the work begins. These funds are safely held by Stripe. The supplier is paid in one to four releases as the agreed work is delivered and approved by the company.
Who decides what each release is linked to?
The company and supplier decide the deliverables together. Upon provides the secure payment mechanism. We decline to define the scope of work, the delivery stages, or the approval terms.
How many releases can an invoice have?
Each invoice can be divided into one to four milestone releases. Splitting the invoice avoids changing the supplier fee.
What invoice amounts are supported?
Each invoice can be between €200 and €10,000.
Who pays the platform fee?
The supplier pays 2.5% of the invoice total, strictly capped at €100. The company uses the platform for free.
Does splitting the invoice increase the fee?
No. The fee is calculated once from the total invoice amount, regardless of whether the payment is released in one, two, three, or four stages.
Where is the money held?
Every payment is received, held, and released by Stripe’s regulated financial infrastructure. Upon never takes possession of the funds. We cannot withdraw, use, or redirect them outside your agreed payment flow.
When does the supplier get paid?
The supplier is paid immediately after the company approves the relevant milestone release. Payout arrival timing depends on the selected account, payout method, country, and currency.
Where can suppliers receive their money?
Suppliers can receive funds to a bank account, Wise, Revolut, or N26. Instant card payout is also available for an additional 1.5% deducted from the payment. Exact availability depends on the supplier’s country and local payment infrastructure.
What records does the company receive?
The company receives a full audit trail. The supplier quote, final invoice, funding confirmation, release approvals, and payment history are kept together in one clean interface. Export options for finance and accounting teams will be available at launch.
What happens if a release is not approved?
The unreleased amount remains securely held. A payment is only released when the company approves it. If a release is disputed, the money remains frozen while both sides provide evidence. If they fail to agree, Upon reviews the evidence and decides whether the disputed amount is paid to the supplier or returned to the company to ensure a fair resolution.
Is Upon a marketplace?
No. Upon is a payment utility. We handle verification, secure holds, and milestone releases for businesses that connect independently. We never match clients with suppliers.
Do I need to be VAT registered to use Upon?
No. The platform works whether you are VAT registered or unregistered. If you are unregistered, your invoices correctly show no VAT. If you are registered, we automatically add the right VAT details, including the reverse-charge note for cross-border EU work.
Which countries and currencies are supported?
Because Upon uses Stripe to process payments and verify identities, availability depends on whether you are paying or receiving funds.
For Companies (Paying):
Companies can securely fund invoices from almost anywhere in the world. You simply need to be located outside of any sanctioned or restricted regions.
For Suppliers (Receiving):
Suppliers must pass strict identity verification to receive payouts. You must be based in one of Stripe’s supported countries to use Upon.
Fully Supported Supplier Countries:
- North America: United States, Canada, Mexico.
- Europe: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom.
- Asia-Pacific: Australia, Hong Kong, Japan, Malaysia, New Zealand, Singapore, Thailand.
- Middle East and South America: United Arab Emirates, Brazil.
Beta and Extended Network Supplier Countries:
We have limited support for suppliers in these markets. You can request early access, and approval depends on Stripe’s regional limits:
- Preview Markets: India, Indonesia.
- Extended Network: Côte d’Ivoire, Ghana, Kenya, Nigeria, South Africa.
Excluded and Sanctioned Regions:
Due to global sanctions and legal rules, we completely block companies and suppliers payments and verifications involving:
- Cuba, Iran, North Korea, Syria, Russia, and the Crimea, Donetsk, and Luhansk regions of Ukraine.
Companies and suppliers
Request early access